Annual Travel Insurance Cover
Book annual trip travel insurance securely online at incredibly low prices. Fill out our instant quote form to view our comprehensive annual trip holiday cover prices protecting you for an unlimited number of trips for a 12 month period.
| Annual Travel Insurance Quote | |
Why buy annual travel insurance?
Recent research* has shown that UK holiday makers spend £1.3bn annually more than they need to on travel insurance.
At Essential Travel we provide annual travel insurance for people who take more than one holiday per year. If you are taking a two week holiday in Europe during spring and another holiday later in the year then Essential Travel annual holiday insurance could save you money.
Our annual travel insurance policies cover you for one year with an unlimited number of trips allowed during that year. You can take as many holidays as you wish and rest assured that for the next twelve months you will always be covered.
Our annual travel insurance policies offer high levels of cover including £5 million medical expenses cover, £2 million personal liability cover, £3000 cancellation cover and much more.
Choices with annual travel insurance
You can adjust your annual holiday insurance policy in a number of ways, after you click proceed to obtain your quote.
Number of days per stay
Superior cover
Baggage cover
Wintersports cover
Cancellation cover (where applicable)
Golf cover
Each of these is explained further below.
Number of days per stay
It's possible (on our under 65 policies) for your annual holiday insurance policy to be available for 21, 31, or 45 individual trip lengths. This means that during the year your annual travel insurance policy runs, you can travel as many times as you like, but each trip must not exceed the maximum number of days you have selected for your policy to remain valid. Our over 65 product has a standard 31 day trip length.
Your annual travel insurance policy will cover you for one year from the start date you choose. Be sure to choose the start date of your policy carefully. If you know that you will not be taking a holiday for one month after the date you book your annual travel insurance then be sure to set the start date of your annual travel insurance policy to be one month from the date you buy it.
Uplifting your annual travel insurance cover
Raising your cover to superior for annual travel insurance gives you increased cover levels and reduced excess payments should you need to make a travel insurance claim. Hijack and mugging, legal advice and expenses cover are all doubled, hospital benefit is doubled, travel delay cover is increased by 50% and cancellation cover is increased by £2000. For complete peace of mind upgrade to superior annual travel insurance.
Do I need baggage cover with my annual travel insurance policy?
If you have home insurance, you may find that your insurance policy automatically covers your personal belongings while you are travelling. If you do not have home insurance, your policy does not have this cover or you are unsure for complete peace of mind our annual travel insurance policies allow you to include baggage cover.
Annual baggage cover will protect your party against loss of baggage, delayed baggage, loss of passport documents, loss of personal items and loss of personal cash. When on holiday it’s always a good idea to make sure you have baggage cover and with an annual travel insurance policy the number of holidays you take will be greater so the risk of something happening to your baggage will increase.
Wintersports cover for annual travel insurance
Are you expecting to go on a wintersports holiday sometime over the next year? If so our annual travel insurance winter sports option is ideal. Our annual winter sports cover will insure you for all on-piste skiing and also off-piste skiing within a recognised resort or off-piste skiing outside of a recognised resort but with a recognised guide. Your ski equipment will be covered whether owned by you or hired and you will also be covered for piste closures and avalanches.
Annual travel insurance with golf cover
If you know you'll be travelling to play golf this year on holiday then our annual travel insurance with golf cover is an ideal choice. By selecting our golf cover option your equipment will be insured against any damage during your games or transit as well as any green fees should you not be able to play. You will be covered for the duration of your annual travel insurance policy. After you have requested a quote you can then choose the number of people you would like to be covered by annual golf cover.
The next step to buy annual travel insurance?
Purchasing our annual travel insurance is very simple. First select the destinations you wish to be covered for over the next year (UK, Europe, Australia & New Zealand, or Worldwide including USA & Canada), then select the date you wish your annual travel insurance to start. After that let us know what kind of party you need covered (single person, couple, family, single parent family, or group of people) and how many people of each age group will be travelling, then click proceed to get your annual travel insurance quote.
Choosing ages for annual travel insurance
When completing the age boxes for each person to be insured on your annual travel insurance policy please ensure that you give the ages of all people on the date that you are requesting the quotation and not on the date that you wish your cover to start.
*Research from Alliance & Leicester, 12/06/2004
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